How To Check Balance in SBI Account In 8 methods

Introduction

In today’s fast-paced world, managing your finances efficiently is crucial. One essential aspect of this is regularly checking your bank account balance. For SBI (State Bank of India) account holders, there are several convenient ways to stay updated on your account balance. Whether you’re on the go or prefer traditional methods, SBI offers a range of options to suit your needs. In this guide, we’ll explore how you can check your SBI account balance through various methods.

Online Methods to Check Balance in SBI Account

Using SBI Internet Banking

Registration Process

To use SBI Internet Banking, you first need to register. Here’s a simple step-by-step guide to get you started:

1. Visit the SBI Internet Banking website.
2. Click on the ‘New User Registration’ link.
3. Enter your details as required, including your account number and mobile number.
4. Create a username and password.

Steps to Check Balance

Once registered, follow these steps:

1. Log in to the SBI Internet Banking portal with your username and password.
2. Navigate to the ‘Accounts Summary’ section.
3. Your account balance will be displayed along with recent transactions.

Using the SBI Mobile App

Downloading the App

1. Go to the App Store (iOS) or Google Play Store (Android).
2. Search for ‘SBI YONO’ and download the app.

Setting Up the App

1. Open the app and follow the on-screen instructions to register.
2. You’ll need to enter your account number and verify your details.

Checking Balance via App

1. Log in to the SBI YONO app using your credentials.
2. Select the ‘Accounts’ tab.
3. View your balance and recent transactions.

Offline Methods to Check Balance in SBI Account

Using an ATM

Locating an SBI ATM

1. Use the SBI ATM locator on their website or app.
2. Find the nearest ATM with a location search.

Steps to Check Balance at an ATM

1. Insert your SBI debit card into the ATM.
2. Enter your PIN.
3. Select the ‘Balance Inquiry’ option.
4. Your balance will be displayed on the screen.

Visiting an SBI Branch

What to Bring

1. A valid ID proof (e.g., Aadhaar card, passport).
2. Your SBI account number.

Process for Checking Balance at the Branch

1. Approach the customer service desk.
2. Provide your account details and ID proof.
3. Request a balance inquiry.

USSD Code Method

Understanding USSD Codes

USSD (Unstructured Supplementary Service Data) codes are simple codes that can be dialed from your mobile phone to access banking services.

Steps to Use USSD Code for Balance Check

1. Dial *999# from your registered mobile number.
2. Follow the prompts to select ‘Balance Inquiry’.
3. Your balance will be displayed on your screen.

SMS Banking

How to Register for SMS Banking

1. Send an SMS to the number provided by SBI (e.g., REG<space>ACCOUNT_NUMBER to 567676).
2. Follow the instructions sent to you.

Common SMS Commands for Balance Inquiry

1. Send BAL <space> ACCOUNT_NUMBER to the designated number.
2. You will receive an SMS with your current balance.

Telephone Banking

How to Register for Telephone Banking

1. Call the SBI customer service number.
2. Request registration for telephone banking and follow the instructions.

Steps to Check Balance via Telephone

1. Call the telephone banking number.
2. Authenticate using your details.
3. Follow the prompts to check your account balance.

Whatsapp

• Accountholders have to add the SBI WhatsApp banking number +91-9022690226 in their contact list
• Now search for SBI WhatsApp in your WhatsApp and send “Hi” to the number
• To check the account balance, send 1, and to get the mini statement for SBI, send 2
• It is worth noting that you have to send a message on WhatsApp using the registered mobile number

Common Issues

Forgotten Online Banking Password

1. Click on ‘Forgot Password’ on the SBI Internet Banking login page.
2. Follow the instructions to reset your password.

Issues with Mobile App

1. Ensure you have the latest version of the app.
2. Check your internet connection.
3. Contact SBI support if the problem persists.

Problems with USSD or SMS Services

1. Verify that your mobile number is registered with SBI.
2. Ensure you are using the correct USSD code or SMS format.

Conclusion

Checking your SBI account balance regularly is an easy way to keep track of your finances. With options ranging from online and mobile methods to offline ATM and branch visits, SBI ensures that accessing your account balance is both convenient and accessible. By utilizing these methods, you can manage your finances effectively and avoid any surprises.